Fixed vs Variable Interest Rate: Which Is Better for Your Loan
Fixed vs better variable interest rate depends on your financial stability, risk tolerance, and market outlook. A fixed interest rate … Read more
Finance
The Finance category brings you the latest financial news, market updates, and easy-to-understand money knowledge to help you make smarter financial decisions. We cover a wide range of topics including personal finance, banking updates, investments, loans, credit cards, insurance, and important government financial policies.
Our goal is to simplify complex finance concepts into practical insights that anyone can understand and apply in real life. Whether you are a beginner looking to manage your money better or someone who wants to stay updated with financial trends, this category provides reliable, accurate, and up-to-date information.
Credit Card Debt Forgiveness Explained
Credit card debt can be forgiven after death if there is no money in the estate to repay it. Family … Read more
How Does Buy Now Pay Later Make Money
Buy Now Pay Later makes money primarily by charging merchants a fee on each transaction and collecting late payment fees … Read more
What Is the CIBIL Equivalent in the US, UK, and Canada?
The CIBIL equivalent in the United States, United Kingdom, and Canada refers to the credit bureaus and credit scoring systems … Read more
What Happens If You Max Out a Credit Card and How to Recover Fast
When you max out a credit card, you use all or almost all of your available credit limit. This increases … Read more
What is Debt to Income Ratio and Why it Matters
Debt to income ratio is a financial metric that shows how much of your monthly income goes toward paying debts. Lenders … Read more
How Banks Decide Your Loan Eligibility
Banks decide your loan eligibility by evaluating your income stability, credit score, existing debts, repayment history, age, and employment profile. … Read more
What Is Credit Score and How It Really Works
A credit score is a 3 digit number that represents your financial character. It tells banks and lenders how responsibly … Read more
Bank of America Warns US Dollar Falling Could Trigger a Global Recession
Bank of America Securities warns that a sharp and sustained decline in the US dollar could trigger a recession across … Read more
Musk Becomes First $800B Individual After SpaceX xAI Merger
Elon Musk has become the first individual in history to surpass $800 billion in net worth following the landmark merger … Read more