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Mortgage Rates

home equity loan vs HELOC

HELOC vs Home Equity Loan: Pros, Cons, and Costs

February 10, 2026 by genreaders

Home equity loan vs line of credit? A home equity loan gives you a one-time lump sum with fixed payments, … Read more

Difference between redraw and offset account

Redraw vs Offset Account: Key Differences and Downsides

February 10, 2026 by genreaders

A redraw facility lets you withdraw extra repayments you have made on your home loan, while an offset account is … Read more

reverse mortgage

Reverse Mortgage or HELOC: What Retirees Should Choose

February 6, 2026 by genreaders

For most retirees, a reverse mortgage is better when steady income, no monthly repayment, and long term peace of mind … Read more

Reverse Mortgage vs Refinancing

Reverse Mortgage vs Refinancing Which One Saves You More Money

February 6, 2026 by genreaders

Reverse mortgage and refinancing both unlock home equity, but they serve very different life moments. A reverse mortgage allows senior … Read more

Reverse Mortgage

Can You Get a Reverse Mortgage With an Existing Mortgage?

February 6, 2026 by genreaders

Yes, you can get a reverse mortgage even if you still have an existing mortgage on your home. The only … Read more

Mortgage Rate Lock Explained for Homebuyers

Mortgage Rate Lock Guide for Buyers and Refinancers

February 4, 2026 by genreaders

A mortgage rate lock protects you from rising interest rates by freezing your loan rate for a fixed period while … Read more

What credit score do you need to buy a house

What Credit Score Do You Need to Buy a House?

February 4, 2026 by genreaders

To buy a house, most lenders look for a credit score between 620 and 760, depending on the loan type … Read more

Reverse Mortgage

What Is a Reverse Mortgage and How Does It Work?

February 7, 2026January 29, 2026 by genreaders

A reverse mortgage is a home loan designed for senior homeowners that allows them to convert a portion of their … Read more

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